Debit Card SecureCode

Debit Card SecureCode

SecureCode is a service that helps protect MasterCard card accounts against unauthorized Internet transactions by using identity information established between you and your financial institution. Once you activate the service, your card cannot be used at a participating Internet merchant without authentication.

The overall objective of SecureCode is to improve the security of payment transactions in the electronic commerce environment. It is designed to improve your confidence and merchant confidence in Internet purchases, as well as reduce disputes and fraudulent activity related to the use of MasterCard payment cards.

You will find SecureCode easy to use. After you enroll in SecureCode, every time you check out using your card for an Internet purchase at a participating merchant, a window displays requesting that you enter your SecureCode. When you enter your SecureCode, the information is authenticated and then the transaction is submitted to your financial institution for authorization.

Keep in mind that your SecureCode is not the same as the PIN you use to withdrawal money at an ATM. You will never be asked for your PIN when making purchases on-line and should never provide your PIN number to anyone.

There are two ways in which you may enroll in MasterCard SecureCode, listed below:

  • Standard Activation: Visit and follow the prompts to activate and create your SecureCode.
  • Activation During Shopping (ADS): ADS enrollment begins when you initiate an Internet purchase at any participating SecureCode merchant. You will be led through the enrollment process by a series of prompts.